Get Fast Free Quotes Get A Free Quote

SR-22 auto insurance is a state-mandated high-risk driver policy that serves as proof of car insurance. Having an SR-22 status often follows a license suspension, DWI conviction or another traffic violation that endangers the public. You will only be required to file this form if the state informs you of that necessity. This new status guarantees that you maintain the required coverage.

Because SR-22 status is given to offenders, it often hikes up insurance premiums to cover the added risk. But don’t think you can get away without it just because you don’t want to pay. Generally, you will not be allowed to drive until you submit your SR-22 form to your insurance company, which then files it with the state DMV. SR-22 drivers are often entered into high-risk driver databases so the police force can keep watch and ensure that these drivers are obeying the laws.

So what types of penalties can result in SR-22 status?

  • DUI or DWI conviction
  • Driving with a suspended license or no license at all
  • Convicted of driving without insurance 
  • Excessive points recorded on your driver’s license
  • An order to appear in court following a traffic violation 
  • A lapse in car insurance exceeding 30 days

Your state will tell you how long you must keep your SR-22 status (usually up to three years) and you must maintain insurance coverage for that entire timeframe, regardless of high prices. Once you’ve safely fulfilled your time, your SR-22 status will be removed and you may be able to qualify for lower insurance rates once again.

Your independent agent can walk you through the process if you need to file SR-22 paperwork. These trained professionals can help you secure the necessary coverage you need to fulfill state requirements, all while offering a local, personal touch.

Get back on the road as soon as possible. Call AccuRate Insurance Agency at 888-607-6499 for more information on St. Louis SR22 insurance.
Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2014
  • 2013
  • 2012

View Mobile Version
Home  |  Get An Auto Quote  |   Blog  |   About Us  |   Contact Us
9428 St. Charles Rock Rd – St Louis, MO 63114 - 800-287-3939
Home Page RSS Facebook Twitter